Mobile solution
Now money
 
has flow 
 The mobile banking solution made by Latinos for Latinos. Open a checking account from our mobile app with a costumer support that speaks your language.
You are the reason why we do it
It’s super easy
 Follow these steps to use 
 Moniflow
           
            01. OPEN AN ACCOUNT
No paperwork, no long lines, no hidden fees.
02. FUND YOUR ACCOUNT
Add funds to your Moniflow by linking your bank account.
03. SEND MONEY GRATIS
Start sending money to other users in the US for free.
No more obstacles in your way
              We know what's important
              
  
            
     
         Checking account is FDIC-insured
         Free debit card
         No minimum balance or monthly maintenance fees
         No cash withdrawal fees
        
    Because your success shouldn't cost more than your effort
There are no surprises with our fees (if any). We'll always be upfront about them!
         No foreign transaction fees
         No overdraft fees
         No monthly maintenance fees
         No minimum balance fees
You asked for it
              Paychecks up to
              2 days early
                
            
            
              Sometimes you need the money earlier and we get 
              
              it.
               When you set up direct deposit you can access 
this feature.*
            
            
            *Early payment is dependent on your payroll provider
        
    Because cash still matters
Withdraw cash GRATIS! 
 
Get money when and where you need it, with free cash withdrawals
Because all that you've worked for needs to be safe
        DATA SECURITY
We have cutting edge data security protocols and we'll never sell your data.
        INSURED
FDIC-insured up to $250,000 through our banking partner.
        PROTECTION
With our card partner’s Zero Liability policy, you’re protected from unauthorized transactions.
  You’ll be soon able to send money back
 to your loved ones in Mexico
We will offer fast, affordable, and secure money transfers through a partnertship between our banking partner in the US and our bank in Mexico. We aim to offer a truly bordeless financial experience to the Latino community.